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唐彬:只有第三方支付行业真正被互联网改变

来源: 南方日报网络版     时间: 2018年10月22日 16:26:15
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新宝2线路检测信誉平台官方,招龙虎和代理注册实力招商主管Q扣99277339,永久注册网址www.yicai269.com时时彩龙虎和,意彩彩票代理,意彩官网,意彩平台注册,意彩乐官网,意彩娱乐官方网站唐彬:只有第三方支付行业真正被互联网改变

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(  搜)(狐)(财)(经)(讯)(2015年)(1月)(19日)(,“第)(二)(届)(互)(联)(网)(金)(融)(全)(球)(峰)(会)(”在)(北)(京)(召)(开)(,本)(届)(峰)(会)(以)(“互)(联)(网)(+金)(融)(+产)(业)(”为)(主)(题)(。峰)(会)(主)(要)(围)(绕)(如)(何)(思)(考)(和)(布)(局)(IT企)(业)(的)(互)(联)(网)(金)(融)(战)(略)(、传)(统)(金)(融)(的)(互)(联)(网)(策)(略)(、个)(人)(理)(财)(的)(互)(联)(网)(金)(融)(时)(代)(、金)(融)(风)(险)(控)(制)(的)(大)(数)(据)(实)(践)(进)(行)(探)(讨)(。搜)(狐)(财)(经)(作)(为)(合)(作)(媒)(体)(对)(大)(会)(进)(行)(了)(全)(方)(位)(报)(道)(。
  易)(宝)(支)(付)(CEO、互)(联)(网)(金)(融)(千)(人)(会)(轮)(值)(主)(席)(唐)(彬)(说)(,在)(中)(国)(今)(天)(为)(止)(,只)(有)(一)(个)(金)(融)(行)(业)(真)(正)(被)(互)(联)(网)(改)(变)(了)(,那)(就)(是)(第)(三)(方)(支)(付)(行)(业)(。
  以)(下)(是)(文)(字)(实)(录)(:
  唐)(彬)(:各)(位)(嘉)(宾)(,大)(家)(中)(午)(好)(,我)(是)(最)(后)(一)(个)(,所)(以)(我)(会)(很)(快)(就)(会)(吃)(饭)(的)(,我)(听)(完)(了)(上)(午)(的)(分)(享)(,我)(觉)(得)(非)(常)(振)(奋)(也)(非)(常)(高)(兴)(,比)(如)(说)(高)(会)(长)(,衣)(会)(长)(作)(为)(改)(革)(的)(先)(驱)(者)(,看)(到)(了)(他)(们)(对)(互)(联)(网)(金)(融)(高)(度)(的)(期)(许)(和)(期)(望)(,下)(半)(场)(咱)(们)(的)(企)(业)(家)(,包)(括)(咱)(们)(黄)(教)(授)(从)(实)(践)(角)(度)(推)(动)(互)(联)(网)(金)(融)(特)(别)(地)(深)(入)(,特)(别)(我)(听)(到)(了)(陈)(总)(的)(观)(点)(,他)(正)(在)(跟)(互)(联)(网)(深)(入)(的)(融)(合)(,不)(光)(是)(传)(统)(的)(金)(融)(,我)(想)(互)(联)(网)(金)(融)(从)(去)(年)(开)(始)(到)(今)(天)(,我)(们)(发)(现)(一)(个)(变)(化)(是)(什)(么)(呢)(?去)(年)(是)(一)(腔)(热)(情)(,现)(在)(大)(家)(看)(到)(今)(天)(改)(革)(的)(先)(驱)(者)(也)(站)(出)(来)(了)(,咱)(们)(跨)(越)(者)(,咱)(们)(跟)(互)(联)(网)(金)(融)(真)(正)(融)(合)(了)(,真)(正)(的)(推)(动)(我)(们)(经)(济)(的)(转)(型)(,推)(动)(我)(们)(的)(生)(活)(,上)(一)(个)(新)(的)(台)(阶)(,那)(我)(说)(这)(中)(间)(有)(在)(座)(的)(各)(位)(你)(们)(的)(一)(份)(功)(劳)(,也)(有)(一)(个)(千)(人)(会)(不)(足)(两)(年)(的)(体)(验)(,得)(到)(了)(金)(融)(局)(的)(大)(力)(支)(持)(,不)(到)(两)(年)(的)(企)(业)(,这)(是)(一)(个)(奇)(迹)(,更)(是)(互)(联)(网)(的)(奇)(迹)(,下)(面)(我)(讲)(一)(个)(案)(例)(,分)(享)(另)(外)(的)(一)(个)(奇)(迹)(,为)(什)(么)(?这)(个)(奇)(迹)(就)(是)(支)(付)(的)(奇)(迹)(,在)(中)(国)(今)(天)(为)(止)(,只)(有)(一)(个)(金)(融)(行)(业)(,真)(正)(被)(互)(联)(网)(车)(改)(变)(了)(,那)(就)(是)(第)(三)(方)(支)(付)(行)(业)(。我)(给)(大)(家)(一)(些)(启)(发)(。
  我)(们)(看)(到)(今)(天)(在)(零)(售)(支)(付)(里)(面)(第)(三)(方)(支)(付)(是)(最)(有)(活)(力)(,最)(有)(创)(新)(精)(神)(的)(一)(股)(力)(量)(,和)(银)(行)(紧)(密)(合)(作)(,形)(成)(了)(你)(中)(有)(我)(,我)(中)(有)(你)(,合)(作)(共)(识)(的)(,为)(什)(么)(?最)(间)(的)(我)(们)(要)(回)(到)(到)(底)(支)(付)(是)(什)(么)(?把)(它)(想)(清)(楚)(了)(,我)(们)(才)(能)(把)(握)(方)(向)(,支)(付)(是)(什)(么)(?没)(有)(太)(多)(人)(想)(的)(很)(清)(楚)(,我)(也)(是)(这)(几)(年)(随)(着)(互)(联)(网)(深)(度)(改)(变)(了)(生)(活)(和)(经)(济)(方)(方)(面)(面)(的)(时)(候)(,我)(对)(支)(付)(的)(理)(解)(才)(深)(入)(了)(,我)(先)(看)(一)(下)(国)(外)(的)(同)(行)(怎)(么)(思)(考)(的)(,他)(们)(说)(什)(么)(,支)(付)(从)(来)(无)(关)(金)(钱)(,支)(付)(关)(乎)(的)(是)(价)(值)(的)(交)(换)(,超)(过)(了)(我)(们)(本)(身)(,比)(如)(说)(像)(square创)(始)(人)(,他)(说)(支)(付)(是)(为)(了)(保)(护)(21世)(纪)(每)(个)(人)(的)(财)(产)(安)(全)(,这)(个)(财)(产)(不)(会)(被)(贬)(值)(,最)(后)(像)((英)(文)()说)(,支)(付)(是)(上)(帝)(给)(我)(们)(这)(个)(世)(界)(好)(的)(礼)(物)(,这)(是)(我)(选)(了)(几)(个)(国)(外)(同)(行)(对)(支)(付)(的)(理)(解)(,而)(我)(们)(就)(认)(为)(支)(付)(就)(是)(一)(种)(交)(易)(,因)(为)(在)(交)(易)(中)(我)(们)(除)(了)(支)(付)(的)(需)(求)(,还)(有)(什)(么)(,让)(信)(息)(更)(对)(称)(,买)(方)(和)(买)(方)(之)(间)(不)(能)(骗)(人)(,第)(二)(,作)(为)(买)(家)(,他)(服)(务)(的)(均)(等)(,比)(如)(说)(我)(们)(谈)(服)(务)(的)(时)(候)(,我)(们)(通)(过)(互)(联)(网)(更)(均)(等)(一)(点)(,我)(们)(谈)(交)(易)(的)(时)(候)(能)(够)(个)(性)(化)(,你)(以)(支)(付)(作)(为)(切)(入)(,让)(交)(易)(的)(信)(息)(更)(对)(称)(,让)(交)(易)(更)(公)(平)(,让)(交)(易)(更)(均)(等)(,让)(交)(易)(个)(性)(化)(,让)(我)(们)(成)(为)(独)(一)(无)(二)(的)(交)(易)(服)(务)(,还)(有)(就)(是)(我)(们)(要)(有)(诚)(信)(建)(设)(,征)(信)(体)(系)(要)(建)(立)(好)(,最)(后)(支)(付)(要)(成)(为)(社)(会)(的)(公)(益)(事)(业)(,因)(为)(支)(付)(可)(以)(帮)(助)(我)(们)(很)(便)(捷)(的)(实)(现)(我)(们)(的)(需)(求)(,不)(需)(要)(开)(着)(车)(子)(去)(做)(,所)(以)(说)(支)(付)(你)(看)(到)(没)(有)(,支)(付)(的)(内)(涵)(非)(常)(丰)(富)(,不)(是)(简)(单)(的)(工)(具)(,正)(是)(因)(为)(我)(们)(,比)(如)(说)(阿)(里)(巴)(巴)(支)(付)(宝)(也)(好)(,我)(们)(看)(到)(支)(付)(新)(的)(内)(容)(,经)(过)(了)(11年)(的)(努)(力)(,才)(成)(就)(了)(今)(天)(的)(影)(响)(力)(。
  支)(付)(怎)(么)(演)(进)(的)(,我)(看)(到)(三)(个)(趋)(势)(,第)(一)(个)(阶)(段)(,支)(付)(的)(工)(具)(,支)(付)(完)(全)(交)(易)(,第)(二)(阶)(段)(,支)(付)(从)(工)(具)(走)(向)(行)(业)(,比)(如)(说)(阿)(里)(巴)(巴)(支)(付)(宝)(,电)(商)(行)(业)(互)(相)(不)(信)(任)(,现)(在)(我)(们)(进)(入)(第)(三)(个)(阶)(段)(,就)(是)(基)(于)(理)(财)(服)(务)(,但)(是)(今)(天)(我)(们)(的)(传)(统)(机)(构)(进)(入)(的)(第)(一)(阶)(段)(,我)(们)(作)(为)(互)(联)(网)(和)(金)(融)(经)(济)(的)(基)(础)(设)(施)(这)(是)(一)(个)(重)(大)(的)(潜)(力)(。
  下)(面)(我)(强)(调)(互)(联)(网)(金)(融)(发)(展)(的)(动)(力)(,我)(们)(启)(动)(了)(两)(年)(的)(时)(间)(,我)(看)(到)(五)(个)(力)(量)(。第)(一)(个)(,第)(三)(方)(支)(付)(作)(为)(先)(锋)(和)(基)(石)(,过)(去)(11年)(里)(面)(呈)(现)(了)(很)(多)(基)(础)(,非)(常)(重)(要)(,如)(果)(没)(有)(第)(三)(方)(支)(付)(,我)(们)(还)(不)(知)(道)(互)(联)(网)(金)(融)(有)(这)(么)(大)(的)(潜)(力)(。第)(二)(,产)(业)(互)(联)(网)(兴)(起)(,我)(们)(深)(度)(推)(动)(了)(整)(个)(产)(业)(,餐)(饮)(也)(好)(,汽)(车)(也)(好)(一)(定)(需)(要)(金)(融)(。第)(三)(点)(是)(消)(费)(者)(的)(觉)(醒)(在)(互)(联)(时)(代)(里)(面)(。第)(四)(点)(监)(管)(的)(包)(容)(。第)(五)(点)(,技)(术)(的)(进)(步)(。我)(觉)(得)(这)(是)(最)(重)(要)(的)(一)(个)(核)(心)(点)(,黄)(震)(教)(授)(也)(谈)(到)(了)(技)(术)(,为)(什)(么)(?没)(有)(技)(术)(,互)(联)(网)(就)(没)(有)(想)(象)(,那)(互)(联)(网)(大)(家)(知)(道)(了)(,互)(联)(网)(代)(表)(三)(大)(新)(技)(术)(,这)(三)(大)(技)(术)(,是)(互)(联)(网)(真)(正)(的)(存)(在)(,第)(一)(互)(联)(网)(带)(来)(了)(云)(计)(算)(,让)(每)(一)(个)(中)(小)(微)(企)(业)(就)(可)(以)(做)(云)(服)(务)(,还)(有)(移)(动)(互)(联)(的)(技)(术)(,我)(们)(把)(场)(景)(变)(为)(数)(据)(存)(下)(来)(,让)(互)(联)(网)(随)(着)(一)(个)(网)(络)(变)(成)(一)(个)(智)(能)(的)(开)(放)(的)(个)(性)(化)(的)(,人)(文)(的)(,有)(温)(度)(的)(一)(个)(技)(术)(。
  互)(联)(网)(金)(融)(和)(传)(统)(金)(融)(到)(底)(是)(什)(么)(关)(系)(,是)(颠)(覆)(还)(是)(补)(充)(呢)(,我)(看)(上)(午)(有)(人)(说)(颠)(覆)(,有)(人)(说)(补)(充)(,我)(认)(为)(都)(有)(到)(底)(,但)(是)(我)(想)(说)(我)(的)(观)(点)(。第)(一)(个)(观)(点)(,我)(认)(为)(互)(联)(网)(金)(融)(让)(我)(们)(在)(座)(的)(各)(位)(,政)(府)(,传)(统)(机)(构)(认)(识)(到)(了)(中)(国)(金)(融)(的)(问)(题)(有)(多)(大)(,联)(系)(到)(了)(中)(国)(金)(融)(的)(潜)(力)(更)(大)(。第)(二)(个)(观)(点)(,我)(认)(为)(我)(们)(一)(定)(不)(能)(泛)(泛)(而)(谈)(,一)(定)(要)(聚)(焦)(。从)(三)(个)(层)(面)(,金)(融)(行)(业)(里)(面)(,我)(们)(不)(是)(颠)(覆)(,是)(回)(归)(和)(提)(升)(,作)(为)(中)(介)(,中)(介)(是)(为)(了)(服)(务)(的)(,回)(归)(本)(源)(。第)(二)(通)(过)(互)(联)(网)(技)(术)(来)(提)(升)(,第)(三)(,对)(于)(金)(融)(产)(品)(,互)(联)(网)(金)(融)(我)(认)(为)(是)(融)(合)(和)(再)(造)(,对)(于)(大)(部)(分)(金)(融)(机)(构)(,如)(果)(没)(有)(互)(联)(网)(金)(融)(技)(术)(的)(话)(,那)(很)(有)(可)(能)(是)(颠)(覆)(,但)(是)(对)(于)(一)(些)(技)(术)(进)(步)(的)(话)(,那)(可)(能)(是)(提)(升)(,所)(以)(从)(这)(三)(个)(方)(面)(来)(思)(考)(,能)(找)(到)(他)(真)(正)(的)(答)(案)(。最)(后)(,我)(想)(拿)(教)(授)(的)(书)(来)(作)(为)(一)(个)(结)(束)(,这)(是)(他)(2013年)(写)(的)(,《金)(融)(与)(好)(的)(社)(会)(》他)(说)(,金)(融)(是)(什)(么)(?金)(融)(不)(应)(该)(自)(娱)(自)(乐)(,金)(融)(应)(该)(开)(放)(,应)(该)(拥)(抱)(互)(联)(网)(,应)(该)(普)(惠)(,金)(融)(是)(人)(类)(的)(一)(项)(发)(明)(是)(不)(是)(,他)(其)(实)(两)(个)(目)(的)(,第)(一)(个)(目)(的)(未)(来)(让)(交)(易)(更)(加)(高)(效)(。第)(二)(点)(,是)(为)(了)(保)(护)(人)(类)(的)(财)(富)(,我)(们)(今)(天)(确)(实)(需)(要)(重)(新)(思)(考)(了)(,我)(们)(大)(量)(的)(中)(小)(微)(企)(业)(得)(不)(到)(需)(要)(得)(到)(的)(血)(脉)(,我)(们)(老)(百)(姓)(得)(不)(到)(普)(惠)(的)(服)(务)(,幸)(运)(的)(是)(今)(天)(互)(联)(网)(正)(在)(推)(动)(消)(费)(者)(的)(崛)(起)(,我)(们)(正)(在)(通)(过)(互)(联)(网)(让)(金)(融)(回)(归)(,让)(金)(融)(更)(个)(性)(化)(,更)(根)(本)(,所)(以)(现)(在)(是)(让)(金)(融)(回)(归)(美)(好)(社)(会)(的)(时)(候)(了)(,但)(是)(我)(们)(作)(为)(创)(业)(者)(,企)(业)(家)(,监)(管)(者)(我)(们)(非)(常)(幸)(运)(的)(在)(这)(个)(时)(刻)(,站)(在)(一)(起)(来)(推)(动)(这)(个)(美)(好)(社)(会)(,谢)(谢)(大)(家)(。
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